Financial statement analysis software with liquidity forecast
FINOYO is the lean solution for credit assessment and liquidity forecast - available immediately and without any implementation costs!
FINOYO is the financial statement analysis software that helps you to accurately evaluate the economic stability of your business partners. FINOYO makes it easy to enter balance sheet data. For an even more detailed picture of the creditworthiness of your customers and suppliers, you can order additional financial information via a variety of interfaces. FINOYO aggregates the individual ratings and makes an overall assessment for you.
Standardized and audit-proof financial statement analysis - including liquidity forecast.
NEW: Forecast the liquidity of your business partners!
FINOYO helps you to get through these difficult times as safely as possible! The liquidity forecast function allows you to update past balance sheet information and create different scenarios regarding the economic development of your business partners.
Make balance sheets from 2019 usable again and get a reliable assessment of your suppliers' ability to deliver and the solvency of your customers!
How do declining sales, short-time work or difficulties in procurement affect the liquidity of your customers and suppliers? Simulate the effects in no time with FINOYO!
Financial statement analysis with FINOYO
With the FINOYO financial statement analysis software you can analyze the balance sheet data of your business partners in no time. In addition to the automatically calculated balance sheet rating, you will receive a clear balance sheet report that provides you with information on the economic situation of the company being analyzed. In addition, FINOYO makes it easy for you to meet the regulatory requirements and governance rules of your company.
If you are missing your sector-specific or company-specific key figures, we will be happy to expand our catalogue of key figures for you so that you can carry out the best possible analysis. Our experienced team of analysts, consultants and software developers can also customize charts of accounts in FINOYO at short notice!
Diverse data import possibilities
Manual or automated
Balance sheet compilation service
Fast and reliable
Various accounting standards
Standardized and individual
Validation & aggregation of the data
Unified and secure
Calculation of a rating
Standardized or individual
Creation of reports
Immediate and clear
Joachim Dörr, Co-Founder of tr8fin GmbH, about using FINOYO financial statement analysis software.
Balance sheet entry made easy - the choice is yours!
Enter balance sheet data by yourself in the clear and intuitive chart of accounts. Up to three reporting periods can be entered simultaneously and efficiently in various accounting standards - including plausibility checks!
Import structured balance sheet data in XBRL format or via our interfaces to the Federal Gazette or to ORBIS from Bureau van Dijk.
Order FINOYO data entry service. Our experienced analysts will capture the desired balance sheets while you can invest your resources elsewhere. Prices are based on accounting standards and the number of annual financial statements per year.
Make financial statement analysis even more informative
Do you already use information from a data supplier to gain insight into the economic situation of your business partners?
Keep using this information! Through interfaces to various information service providers, the FINOYO financial statement analysis software offers a high degree of connectivity and avoids system and media breaks in your risk management. In accordance with the intelligent assessment rules stored in the system, FINOYO generates a meaningful overall assessment from the individual evaluations.
All advantages at a glance
FINOYO merges your internal data with external information to automatically and online check the creditworthiness of your customers and monitor them.
Use balance sheet analysis effectively to check creditworthiness - find out more here!
*When connecting interfaces of external information service providers, fees may be applied by the providers in some cases. The amount of the fees depends on the provider and various other factors. We recommend that you contact your respective contact person in advance. We would also be pleased to put you in touch with the provider of your choice.
You are not yet analyzing balance sheets?
Across all industries, the analysis of financial statements is indispensable for credit assessments. But what can balance sheet data tell us and what are the limits of its informative value? How are balance sheets prepared for analysis? And what should be taken into account when selecting and evaluating key figures?
Download our free white paper and get the answers to the most important questions about balance sheet analysis as an instrument for risk assessment.
Then you are giving away potential! Despite all the functionalities, Excel tools for financial statement analysis pose considerable problems. The list is long: e.g. when several people work on one document, changes are no longer traceable, links are lost or file names and locations are unclear.
Companies that want to accelerate digitization and automation in order to achieve efficiency, transparency and auditability should rely on future-proof software tools such as FINOYO.