Logo Created with Sketch. SCHUMANN - EN
Leasing System Software

Lease management software for your credit risk management

Rapid sales growth. Safe decisions.

Logo CAM Financial Services

Immediate and secure decisions as well as the scaling of your business through the automation of processes – this is what CAM Financial Services, our software solution for leasing companies, offers.

Make workflows more efficient and increase the quality of your customer data. With our leasing management software for credit risk, you minimise the default risks for your company. Fast application processes increase customer satisfaction and keep you one step ahead of the competition.

Arrange demo appointment now

This is why you should you rely on our lease management software

As a leasing company, you face the challenge of meeting the increasing expectations of your customers. They want immediate decisions, at any time, and on terms they have long known from their private lives: fast, convenient, digital.

In addition, you are facing increasing digital competitive pressure from fintechs that are conquering the market with new, digital products.

And of course, in an uncertain market environment, you are more dependent than ever on correctly assessing risks and reacting appropriately to them.

With our leasing management system CAM Financial Services, you receive a fully integrable software solution that paves the way to growth and success.

Benefits of CAM Financial Services

  • Fast customer onboarding
  • Automated and unique identification of business partners
  • Comprehensive credit risk checks based on internal and external data
  • Continuous monitoring of existing customers
  • Full integration into your existing system landscape
  • Configurable process automation, enabling flexible adjustments to market changes
  • Meaningful reporting and portfolio analyses
"SCHUMANN enables us to make automated credit decisions for non-risk-relevant business within seconds. CAM is the crucial technical prerequisite for the strong expansion of our business volume."
Georg Müller, Managing Director, abcfinance and abcbank, abcfinance

Areas of application of our lease management solution

Automated leasing application

Speed is a competitive advantage. Customers expect quick and comprehensible decisions on their leasing applications. These requirements can only be met if application processes are automated. With the CAM Financial Services leasing management system, leasing applications can be approved within seconds.

Master data Management

The existence and quality of clean master data form the basis for the success of many downstream processes such as creditworthiness checks or limit determinations. The leasing management solution CAM Financial Services supports the automated cleansing and enrichment of master data as well as the identification of duplicates in the database and the creation of borrower units.

Risk monitoring

Even in ongoing business, you need to know whether and how the default risks of lessees are changing. The integrated early warning system provides timely and proactive information about deteriorations in creditworthiness and payment behaviour and enables you to take countermeasures at an early stage.

Credit risk management

Before you enter into a transaction with a leesee, his creditworthiness must be determined. With CAM Financial Service, you can bring together all external and internal information relevant to valuation, such as creditworthiness information, results from balance sheet analyses and payment experiences, and process them in a single system.

Reporting and portfolio analysis

The CAM Financial Services leasing management solution enables convenient evaluation of the entire data stock via a wide selection of existing standard reports, which can be flexibly adapted or expanded. They form the ideal data basis for strategic decisions.

KYC and compliance

With the help of our software for leasing companies, you can easily and efficiently map the specific regulatory requirements in the area of Know Your Customer (KYC) and compliance. Automate identification, verification and list reconciliation and ensure security through documentation and historisation of all work steps.

Dunning and debt collection

Despite all preventive measures, it happens: Business partners do not meet their receivables on time. In such cases, you must be able to rely on receivables management that keeps the damage as small as possible. Our leasing management software CAM Financial Services enables you to handle the processes securely, highly efficient and yet extremely customer-oriented.

API Gateway to external service providers

CAM Financial Services gives you access to data from over 50 credit agencies. Our standard interfaces are easy to integrate into your system environment. You decide which data to use and when – for maximum cost efficiency.

Limit and present value calculation

CAM Financial Services supports the decision-making process for individual contracts, the management of framework limits for lessees (e.g. fleet customers for car leasing or IT leasing) and also the determination of present values through efficient and standardised processes. Multi-level limit decision processes including the integration of all instances (market, back-office) can also be mapped in CAM Financial Services.

Beneficial owners and corporate linkages

Your lessees are sometimes part of complex corporate structures and corporate networks. From a risk perspective, you want to know exactly which connections exist. And from a regulatory point of view, you also need to know the structures and shareholdings. CAM Financial Services automatically determines the beneficial owners and creates risk groups (group of affiliated customers, borrower units).

Leasing System Software

Invest in the future now and digitalize your decision making processes!

Financial services providers trust in CAM Financial Services

Factoring Software

Credit risk software for factoring companies

Factoring companies are facing increasing digital competitive pressure. The market demands quick decisions and an optimal customer journey. This means high demands on the digital onboarding of customers. Our factoring software takes your specific requirements into account.

Learn more