Leading Companies Rely on FINOYO Financial Analysis Software

Analyse Financial Statements in the Blink of an Eye

FINOYO is the cloud-based financial analysis software from SCHUMANN with which you can accurately evaluate the financial stability of your business partners. The balance sheet and P&L analysis is standardized and audit-secure.

With FINOYO you can import financial information automatically (e.g. from the German Federal Gazette) or compile it manually. You obtain an automatically calculated balance sheet rating including a comprehensive key-figure catalogue and an automatically generated cash flow statement.

With our financial analysis software you profit from fully automatic analyses and reports that show you all the data at a glance.

Benefits of Automated Financial Statement Analysis

Replacing manual processes with digital workflows
Fast results, secure basis for decision-making
Automatically calculated balance sheet scoring
Easy-to-read reports at your fingertips
Easy compliance with regulatory requirements

For Whom is Automated Financial Statement Analysis of Interest?

For every company, every bank, every financial service provider and every insurance company, the analysis of supplier and customer financial statements provides valuable information when estimating the economic stability and the creditworthiness of your business partners.

Associations and franchise providers also use the financial analysis tool to evaluate their members. The software helps investors and creditors to assess the future profitability and liquidity of companies.

Financial Analysis Software Solution: This Is What FINOYO Offers

Manual or automated data import
Standardised or customised data input schemes
Uniform and secure validation & aggregation of data
Standardised or customised scoring methodology
Immediate generation of well-structured reports
Fast and flexible liquidity forecast
Individual key figures and accounting frameworks
Analysis of financial statements during the year (quarterly financial statements, BWA)
In addition to BWA analysis, calculation of balance sheet ratios can also be performed quickly and easily with the help of sum and balance lists
Individual customer support

Product Information

FINOYO Financial Analysis Software

Financial Analysis Tool with Liquidity Preview

The liquidity preview functions make it possible to extrapolate information from past balance sheets and to simulate various scenarios for the future economic development of your business partners.

How do reductions in turnover, short-time working or difficulties in procurement affect the liquidity of your customers and suppliers?

How Companies Benefit from FINOYO

The possible applications of our financial statement analysis software are as diverse as our client portfolio. A large number of clients already use it to manage their risk efficiently and digitally.

Success Story

Success Stories: This Is What Our Customers Say

FINOYO customer financial statement analysis2

Financial Analysis Made Easy – You Have the Choice!

Record Balance Sheet Data Yourself

Compile financial statement data in clear and intuitively usable compilation schemes easily yourself. Up to three reporting periods can be compiled in parallel, efficiently and according to diverse accounting standards – including plausibility checks!

Import Balance Sheets

Import structured balance sheet data in XBRL format or via our interface to the German Federal Gazette.

Outsource Balance Sheet Compilation

By outsourcing the balance sheet compilation to our experienced analysts you can gain valuable time for other tasks.

Balance sheet compilation service

Product Information

Calculation of debt servicing capability

Automated Calculation of Debt Servicing Capability

FINOYO incorporates a comprehensive evaluation of debt servicing capability. Our tool assesses the available free cashflow for debt repayment and conducts automated scenario analyses, resulting in an efficient DSC analysis that is both accurate and optimized. By aligning with regulatory requirements, our financial analysis software offers unparalleled precision to ensure effective management of your debts.

Try FINOYO Now!

The lean software solution for credit risk assessment and liquidity forecast.

Get 14 days free trial!

Financial Statement Analysis as a Risk Assessment Tool

Download our white paper and get the answers to the most important questions about financial statement analysis as a risk assessment tool:

What can balance sheet data tell us and were are its limits?
How are financial statements prepared for analysis?
And what must be considered when selecting and evaluating key figures?

Content of white paper

White Paper

FINOYO - Software for Financial Analysis