The Lean Software Tool for Risk Assessment and Liquidity Preview.
Customer financial statement analysis is a proven technique that helps assess the creditworthiness of companies. When correctly interpreted, financial ratios provide important information about the financial situation.
With FINOYO, the financial analysis software from SCHUMANN, you can accurately and automatically assess the financial stability of your business partners. The automated financial analysis in FINOYO is standardised and audit-proof.
For every company, every bank, every financial service provider and every insurance company, the analysis of supplier and customer financial statements provides valuable information when estimating the economic stability and the creditworthiness of your business partners.
Associations and franchise providers also use the financial analysis tool to evaluate their members. The software helps investors and creditors to assess the future profitability and liquidity of companies.
from 1.000 € per month |
| 12 months minimum term
max. 25 users |
| Optional: Module Benchmarks & Peergroups: 400 € per month |
| If you have any questions or suggestions, please feel free to contact us for a custom quote. |
Starting as a financial analyst, Johann Gosniz already worked in financial statement analysis at SCHUMANN during his studies. Since his successful master's degree in Management, he has been working as a consultant in the Credit & Surety area and is now acting as the Head of Financial Analysis for the area of financial analysis and the financial analysis software FINOYO.
Head of Financial Analysis, SCHUMANN
The liquidity preview functions make it possible to extrapolate information from past balance sheets and to simulate various scenarios for the future economic development of your business partners.
How do reductions in turnover, short-time working or difficulties in procurement affect the liquidity of your customers and suppliers?
The possible applications of our financial statement analysis software are as diverse as our client portfolio. A large number of clients already use it to manage their risk efficiently and digitally.
Compile financial statement data in clear and intuitively usable compilation schemes easily yourself. Up to three reporting periods can be compiled in parallel, efficiently and according to diverse accounting standards – including plausibility checks!
Import structured balance sheet data in XBRL format or via our interface to the German Federal Gazette or ORBIS from Bureau van Dijk as well as S&P.
By outsourcing the balance sheet compilation to our experienced analysts you can gain valuable time for other tasks.
The lean software solution for credit risk assessment and liquidity forecast.
Download our white paper and get the answers to the most important questions about financial statement analysis as a risk assessment tool:
