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Whitepaper: Study - AI-based Analysis of Payment Experiences

Read a study by SCHUMANN to find out how AI improves the accuracy of predictive models for assessing customers by evaluating payment experiences more precisely and thus contributing to better decisions.

Study on AI in the Analysis of Payment Experiences

SCHUMANN has intensively investigated pattern recognition in payment behaviour as part of its own study. Various AI-based solutions for assessing the risk of debtors were developed on the basis of payment experience data. The results of the study clearly show that the use of AI in analysing payment experience offers significant advantages over rule-based systems.


Content of White Paper

  • How can AI optimize the assessment of payment experiences compared to classic valuation models?
  • How does an AI-based model improve the prediction of incoming payments/company insolvencies compared to rule-based systems?
  • How does the analysis of payment behaviour help both to minimise credit risk and to uncover sales potential?
White Paper

Study - AI-based Analysis of Payment Experiences

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