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SCHUMANN Insights

What is Agentic AI?

What is Agentic AI credit management

Imagine autonomous AI agents working in the background and making decisions without you having to manually control every step. But what exactly does the term ‘agentic AI’ mean and what opportunities and surprises does this technology really hold?

SCHUMANN Insights, Videos

Is artificial intelligence with large language models a threat to individual jobs or industries?

Risks of AI for individual jobs or industries

Whether it's financial analysis, marketing strategy, legal briefs or software development – automation is advancing at a rapid pace. But is ‘job loss due to AI’ a real danger, or is it primarily a marketing promise made by tech giants?

SCHUMANN Insights

What will 2026 look like for credit management?

Credit management in 2026 forecasts opportunities risks

Rising insolvencies, geopolitical tensions, structural weaknesses – credit management will remain a challenge in 2026. Despite cautious growth forecasts, the coming year will not be a sure-fire success. Liquidity, risk transparency and close cooperation with sales will be crucial.

SCHUMANN Insights, ALEVA

Artificial Intelligence for Credit Management

Artificial Intelligence for Credit Managementpng

AI offers great opportunities in credit management, but each task requires the right model. Whether rating forecasts, document creation or information systems: only the right selection, database and implementation enable real gains in efficiency and quality.

SCHUMANN Insights, Blog Post

Social security contributions are skyrocketing: How rising contributions are jeopardising Germany's competitiveness

Rising social security contribution

Rising social security contributions are no longer just a problem for employees – they are hitting companies just as hard. By 2025, total social security contributions in Germany will already exceed 40% of gross wages – and the trend is set to continue. Forecasts indicate figures of over 46% by 2035. But what does this mean in concrete terms for the competitiveness of German companies?

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