Housing bonds play a crucial role in protecting homebuyers, yet their complexities and regional differences often go unnoticed. How are insurers navigating this evolving market, and what role does technology play in shaping its future? Learn more in the following article and uncover the insights discussed during the SCHUMANN Conference panel.
Consequences of Global Dependencies on Products and Services for the German Economy
Germany's economy is heavily dependent on global supply chains – whether for energy, rare earths, chips, cloud services or medicines. The current crises show how risky unilateral dependencies can be and how urgently Germany needs its own production capacities in key technologies. Those who identify risks early on and diversify not only strengthen their competitiveness but also their strategic independence.
Insolvency Trends in Germany and the Financial Damage
The number of corporate insolvencies in Germany will rise in 2025 to a level last seen over ten years ago – and the financial damage will reach almost historic record levels. Particularly large insolvencies are putting pressure on entire supply chains, while numerous companies in key sectors such as automotive, construction and retail are fighting for survival.
Economic climate 2025: positive signals vs. geopolitical risks
Matthias Schumann analyses the current economic climate in Germany in 2025: why positive signals ensure planning security and investment - and why increasing geopolitical risks are simultaneously presenting companies with new challenges.
SCHUMANN Insights: The Effect of American Import Tariffs on the German Economy Using Steel as an Example
Find out why American import tariffs, high energy prices, cheap competing products from China and the transition to "green steel" may present even greater challenges.