What will 2026 look like for credit management?
Rising insolvencies, geopolitical tensions, structural weaknesses – credit management will remain a challenge in 2026. Despite cautious growth forecasts, the coming year will not be a sure-fire success. Liquidity, risk transparency and close cooperation with sales will be crucial.
Automating Financial Statement Compilation in FINOYO with AI
The use of AI in the automated reading of annual financial statement information is a fundamental step towards a redefined financial statement audit and the possibility of rethinking the entire process – an audit that focuses on analysis, assessment and quality rather than data entry and hard work.
SCHUMANN Appoints new CEO and Focuses on Credit Insurance
SCHUMANN sets course for the future as we enter 2026: Evgeny Kulyushin, an existing Director with longstanding industry experience, is taking over the role of CEO and driving forward the strategic focus on credit insurance. With substantial investments in AI and the targeted enhancement of its credit insurance solutions, SCHUMANN is strengthening its role as a key innovation partner.
Artificial Intelligence for Credit Management
AI offers great opportunities in credit management, but each task requires the right model. Whether rating forecasts, document creation or information systems: only the right selection, database and implementation enable real gains in efficiency and quality.
Agentic AI: Impact on Credit Management
Developments in the field of artificial intelligence are advancing at a breathtaking pace. Language models such as GPT and Mistral have long since conquered everyday life – but the next stage is already upon us: agentic AI. Unlike traditional AI systems, which respond purely reactively to inputs, agentic AI systems independently pursue goals, plan intermediate steps and coordinate actions. This new paradigm could fundamentally change credit management.