Evgeny Kulyushin Appointed CEO
As of January 1st 2026, Evgeny Kulyushin, previously Director of Sales and Marketing at SCHUMANN, took over the position of CEO from Martina Städtler-Schumann. The founder and owner of SCHUMANN, Martina Städtler-Schumann, became Chair of the Advisory Board. Kulyushin is now looking forward to assuming the role of CEO. He began his career at SCHUMANN as a working student, advanced to Sales Manager and later to Director of the Marketing and Sales division. Having grown within the company, he has in-depth knowledge of all key aspects of SCHUMANN’s business as well as a strong understanding of our customers and their needs. He has been one of the Directors of the company since 2024 and will now take over its leadership as of January 1st, 2026.
Strong Growth and Investment in Innovation
SCHUMANN has strongly grown in recent years and has invested heavily in both personnel and technology. In 2025 alone, the company invested over €3 million in various projects, such as the development of its proprietary AI platform ALEVA, data security, the expansion of its London office and the further development of its credit insurance software CAM Credit. The primary goal is to deliver modern, future-proof, and user-friendly solutions that leverage automation and comprehensive functionality to support customers in managing their trade credit business and support them driving growth “Credit insurance software was the first product SCHUMANN offered on its launch 29 years ago, and the credit insurance industry in particular is a very important market for us. We expect the industry to focus heavily on the use of technology, especially AI, to cope with the changing trade cycles,” explains Kulyushin.
Market Environment and Industry Outlook
In 2025, tariffs disputes and geographical conflicts have led to a global deterioration in credit risk. Losses for trade credit insurers have risen slightly, but prices remain stable. For the next 12 to 24 months, the industry expects the global economy to remain sluggish and trading conditions to remain difficult due to ongoing geopolitical events. As a result, an increase in corporate insolvencies and the resulting claims is expected. To navigate these challenges and continue offering reliable protection, the industry will uphold its selective underwriting approach while investing in digitalisation and artificial intelligence to better manage their business. According to ICISA, 94% of credit insurers intend to invest in or increase their use of these technologies in the next 12 to 24 months. In addition to technology investments, increased demand is expected for non-mainstream products such as non-cancellable limits, top up cover, co-insurance and other risk-sharing mechanisms for capacity management.
Digitalisation and AI as Competitive Factors
In order to remain competitive as a credit insurer, processes must be accelerated, while still ensuring that decisions are secure. “This can only be achieved through digitalisation and the introduction of AI. The most important areas that will be affected by digitalisation and AI are primarily risk underwriting, but claims processing and risk modelling also have the potential to benefit,” explains Kulyushin. With CAM Credit, SCHUMANN offers an intelligent software solution that makes underwriting processes significantly more efficient. The platform automates routine decisions, supports underwriters in complex cases and adapts quickly to new requirements thanks to flexible workflows and credit guidelines. Through direct digital communication between insurers, customers and brokers, CAM Credit creates greater transparency and speed. The solution maps various credit insurance products and shortens the time-to-market for new offers through automated processes.
Outlook for 2026
"We will continue to invest in our CAM Credit solution in 2026. We want to offer our customers solutions that are technically up to date, and take into account the evolving needs of the market and future developments," says Kulyushin, reporting on his plans for 2026. With its new management team, mature CAM Credit solution and AI expertise, SCHUMANN considers itself well positioned for the challenges ahead and able to provide optimal support for credit insurance companies.